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Transfer destinations

With an “excellent” Trustpilot rating, over 40 currencies available, and the ability to send money to more than 200 countries, we’re here to ensure your money gets to where it needs to go—quickly, securely, and at a bank-beating rate.

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With more than 200 countries available here’s a few of your favourites.

France

The reasons for people sending money to France are as varied as the country’s stunning landscape – from paying for a wedding in a Loire Valley chateaux to covering a mortgage on your bucolic bolthole in the Dordogne or chic Parisian apartment. Or perhaps the allure of living the French lifestyle is too strong to resist and you need to fund your relaxing retirement there.

Before you can spend your days strolling through the local market sampling the fresh produce on a Saturday morning, watching the world go by from a pavement café, you will need your money to reach France quickly and securely.

Sending money to France

Portugal

Portugal is home to more than 42,000 British expats who couldn’t resist the lifestyle in this alluring country. It’s not just these permanent residents, many of whom are content retirees, that are lured by the cobblestone villages, captivating cities, golden beaches and welcoming culture.

Portugal is also a holiday home hotspot thanks largely to the Algarve, its southernmost region where golden sands, whitewashed villages, affordable homes and golf are par for the course.

Sending money to Portugal

Spain

Our enduring love affair with Spain isn’t limited to a one-week holiday on a Costa each summer. Enticed by a life of sun, sea and sangria, British buyers bought almost 10,000 properties in Spain in 2022, which represented the largest segment of the overseas property market.

Whether they purchased a holiday home, an investment opportunity or retired there, this band of buyers had to make a series of international payments to secure their overseas property.

Sending money to Spain

Send money in more than 40 currencies

Some of the most popular combinations.

How we can help

  • If you’re buying a property abroad
  • If you’re selling a property abroad
  • Paying for living expenses abroad
  • Or anything else

No matter the reason for your transfer, we offer bank-beating rates to help you get the most value. With a reliable service and dedicated support, we make sure your transfer meets your needs, no matter the purpose.

Reasons for transfers
Live exchange rates

We pride ourselves on being able to offer exchange rates that can save you money compared to the banks, helping your property buying budget to go further.

Live exchange rates
Keeping your money safe

Safeguarding is a regulatory requirement, but for Lumon, it’s much more than that—it’s about providing you with the confidence that your money is protected.

How we protect your money

Our bank beating exchange rates

Get more euros for your money when you transfer £50,000 with us

€58,783
Nationwide
€58,305
Bank of Scotland
€58,205
Halifax
€58,205
Lloyds Bank
€58,205
Co-operative Bank
€57,425

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges. Comparison data for the high-street banks is from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments).


Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments), a specialist benchmarking tool, for transactions in September 2024. The Lumon rate is calculated by taking the GBPEUR spot rate from 1 September 2024 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 103 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during September 2024.

What our customers are saying


Whether you’re buying a property abroad, sending a one off payment or require regular payments, we’re here to help.

This company have been amazing, they are professional, supportive and so trustworthy. Also keeping us well informed on currency rates. I would not hesitate to call them a trusted partner. It’s so important to feel comfortable and confident with a company when moving money and Lumon achieve this.

Jacqueline

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We’re here to help

At Lumon we understand what it takes to help you send money abroad successfully. No matter the destination we tailor our specialist service to meet your individual needs, so you can make international payments with confidence.

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