Send money to Portugal
- Bank beating exchange rates*
- No fees
- Cared for over 70,000 customers since 2000
- Support from a dedicated currency specialist

Sign up online or over the phone in just a few minutes.
Lock in a competitive exchange rate with no hidden fees.
Transfer money via bank transfer, debit card, or directly from your wallet balance.
Your currency will be sent swiftly and securely. You can relax knowing it’s in good hands.
There are no hidden fees when you purchase your euros and make your transfer to Portugal with Lumon. Be aware that the recipient’s bank in Portugal may charge a fee to receive the funds – although this is unlikely.
Lumon typically processes payments to Portugal via SEPA (Single Euro Payments Area) credit transfer, a fast and secure method. Transfers generally arrive the next day if made before 15:45 BST. For same-day payments, SWIFT is used, though receiving banks may apply charges.
At Lumon, you’ll secure a bank beating exchange rate on your international transfers. Our dedicated currency specialists track the markets so you don’t have to and can explore our range of products, like forward contracts, which can help you lock in favourable rates.
If you’re transferring money to your own account in Portugal, your bank statements will include the necessary details, such as your account number and IBAN.
If you’re sending money to Portugal for a property purchase, your solicitor will provide the required bank details. Be sure to verify this information with them before making the payment.
There are a variety of methods for sending money to Portugal, including bank transfers, online platforms, and SEPA transfers, each varying in speed, cost, and convenience.
We can protect your property purchase from currency risk
Our team of currency specialists will ensure secure and cost-effective international transfers when you need to send money to Portugal from the UK. Our team are highly experienced in overseas property transactions, and are here to help you maximise your buying budget or profits when buying property abroad.
Buying a property in PortugalWe take pride in offering exchange rates that save you money compared to banks, helping your money go further.
Protecting your money is our highest priority. When working with Lumon you can rest assured that our customer-centric service is reinforced by robust security measures.
This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges. Comparison data for the high-street banks is from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments).
I have used Lumon for several years and I trust them to receive and move my money without question. I bought a property in Portugal and I moved large sums of money from my UK bank without a single issue. It was quick and the service was impeccable.
Whether you’re buying a property abroad, sending a one off payment or require regular payments, we’re here to help you send money to Portugal.
We’re here to help
Sending money to Portugal doesn’t have to feel overwhelming. Our team is dedicated to making the process as simple and hassle-free as possible, providing clear support every step of the way.