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Send money to Spain

Whether you’re looking to buy property in Spain or moving abroad, we assist thousands with their currency exchange needs. Contact us for specialist support today.

  • Bank beating exchange rates*
  • No fees
  • Cared for over 70,000 customers since 2000
  • Support from a dedicated currency specialist

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Home > Send money abroad > Transfer destinations > Send money to Spain

Transfer money to Spain with Lumon

Register for an account

Sign up online or over the phone in just a few minutes.

Secure your rate

Lock in a competitive exchange rate with no hidden fees.

Send us the funds

Transfer money via bank transfer, debit card, or directly from your wallet balance.

We make the transfer

Your currency will be sent swiftly and securely. You can relax knowing it’s in good hands.

FAQs

How can I send money to someone in Spain?

There are a variety of methods for sending money to Spain, including bank transfers, online platforms, and SEPA transfers.

At Lumon, we connect you to dedicated currency specialists who can help you lock in a bank beating exchange rate when you make your international transfer.

Are there any fees for sending money to Spain? 

Lumon does not charge any transfer fees. However, please note that the recipient’s bank in Spain may apply a fee for receiving the funds, although this is rare.

How long does it take to send money to Spain? 

Lumon typically makes payments to Spain via SEPA, making fund transfers as easy as domestic bank transfers.

Transfers made before the 11:15 GMT cut-off time usually arrive the same day.  To ensure same-day payment, we recommend settling your payment by mid-morning. 

 

What details do I need to send money to Spain? 

  1. Beneficiary’s name
  2. Beneficiary’s bank name
  3. Beneficiary bank’s SWIFT code: also known as a BIC number, this is used to identify their bank, similar to a sort code in the UK. It is made up of a combination of letters and numbers but always has the country code identified in the 5th and 6th digits, which for Spain is ES.
  4. Beneficiary’s International Bank Account Number (IBAN): this must start with the country code (ES) and will comprise 34 alphanumeric characters in total. Our IBAN validator will also auto populate the SWIFT code, bank name and bank address.
  5. The reason for your transfer

Can I transfer money from a UK account to a Spanish account?

Yes, you can transfer money from a UK bank account to a Spanish bank account using bank transfers, online services, or SEPA transfers.

Keep in mind that exchange rates change constantly and fees may vary depending on the method you choose.

What is the cheapest way to send money to Spain from the UK?

Exchange rates change constantly based on various economic and geopolitical events, so it’s essential to do your research so you transfer at a time that works for you and your money.

Our dedicated currency specialists monitor the exchange rate, so you don’t have to. They can provide you with market insights so you can make your international transfers with confidence.

GBP to EUR live interbank rates

 

Exchange rates change constantly and will affect the final amount you receive when you’re sending money abroad. At Lumon, our dedicated currency specialists are here to provide market insights so you can make your GBP to EUR transfer with confidence.

Property specialists

We can protect your Spanish property purchase from currency risk

Our team of currency specialists will ensure secure and cost-effective international transfers when you need to send money to Spain from the UK. Our team are highly experienced in overseas property transactions, and are here to help you maximise your buying budget or profits when buying property abroad.

Buying a property in Spain

Your trusted currency partner

Competitive exchange rates

Dedicated currency specialist

Dedicated currency specialist

helped customers

Helped over 70,000 customers since 2000

International prop

International property specialists

Bank beating exchange rates

We take pride in offering exchange rates that save you money compared to banks, helping your money go further.

Live exchange rates

We keep your funds safe

Protecting your money is our highest priority. When working with Lumon you can rest assured that our customer-centric service is reinforced by robust security measures.

How we protect your money

Our bank beating exchange rates

Get more euros for your money when you transfer £50,000 with us

€58,783
Nationwide
€58,305
Bank of Scotland
€58,205
Halifax
€58,205
Lloyds Bank
€58,205
Co-operative Bank
€57,425

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges. Comparison data for the high-street banks is from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments).


Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments), a specialist benchmarking tool, for transactions in September 2024. The Lumon rate is calculated by taking the GBPEUR spot rate from 1 September 2024 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 103 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during September 2024.

Supporting our customers

 

Very professional and easy to use. An easy way for me to bring money back from Spain. Quick & hassle free. I would definitely recommend using Lumon.

5-star customer review

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What our customers are saying


Excellent efficient service friendly and fast. A great knowledgeable team. Always the best rates.

We’re here to help

Sending money to Spain doesn’t have to feel overwhelming. Our team is dedicated to making the process as simple and hassle-free as possible, providing clear support every step of the way.

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