France
Private equity-backed and trusted currency partner for over 23 years
£8.8bn in total group currency exchanged last year
Cyber Essentials Plus certified
HQ in London with offices in Ireland, Spain and Portugal
Banking relationships with several major banks
Backed by Pollen Street
We are backed by Pollen Street Capital. Pollen Street is a fast growing, purpose led and high performing private capital asset manager. Established in 2013, the firm has built deep capability across the real estate, financial and business services sector aligned with mega-trends shaping the future of the industry. Pollen Street manages over £4bn AUM across private equity and credit strategies on behalf of investors including leading public and corporate pension funds, insurance companies, sovereign wealth funds, endowments and foundations, asset managers, banks, and family offices from around the world. Pollen Street has a team of over 80 professionals with offices in London and the US.
Safeguarding your finances
Your money’s safety is paramount. We protect all client funds, never using them for our business or lending to others. We keep your funds separate, either in segregated accounts with Tier 1 banking partners or insured with equivalent protection.
Regulatory licenses and information
Lumon Pay Ltd (“LPL”), trading as Lumon, is a company registered in England with its registered address at 40 Holborn Viaduct, London, EC1N 2PB. LPL is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 902022).
Lumon Risk Management Ltd (“LRM”), trading as Lumon, is a company registered in England with registered number 06333730 and registered address at 40 Holborn Viaduct, London, EC1N 2PB. LRM is authorised by the Financial Conduct Authority as an Authorised Payment Institution (FRN: 567835) for the provision of payment services. LRM is also authorised and regulated by the Financial Conduct Authority as an investment firm (FRN: 671108).
Lumon FX Europe Limited, trading as Lumon, is regulated by the Central Bank of Ireland. Lumon FX Europe Limited is registered in Ireland. Registered address: 40 Holborn Viaduct, London, EC1N 2PB. Registration No. 631617.
Payment services for Lumon Pay Ltd are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York, NY 10011.
Meet our team
Meet the team at Lumon – we pride ourselves on delivering one-on-one service with a personal touch. Our dedicated dealers are here to guide you through every step of your international payments, making the process as smooth as possible.
Our charity partners
We’re proud to be one of the 24,000+ businesses that partner with Ecologi, supporting their mission to accelerate global climate action.
As a partner of Future First, we are united in their mission to create a world where every young person’s potential is not defined by their beginnings.
ESG at Lumon
At the heart of our mission is a commitment to making a meaningful impact on our people, the planet, and the communities we serve. Through our partnerships with Ecologi and Future First, alongside our own internal initiatives, we are proud of the progress we have achieved together.
We’re here to help
At Lumon, we recognise that currency volatility can profoundly affect your business’s profitability and liquidity. We have over 20 years of experience helping institutional clients navigate the complexities of currency management with a suite of flexible hedging products and tailored services. We focus on reducing FX risk, improving budget certainty, and ensuring that market movements don’t impact your bottom line. Whether you aim to protect your profits, enhance liquidity, or optimise payment processes, your dedicated dealer will craft a bespoke FX strategy aligned with your unique business goals.
