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About us

AT LUMON, WE SHINE A NEW LIGHT ON OVERSEAS PAYMENTS

In 2021, we made over 112,500 payments totalling over £3.3 billion, with a growing headcount team of 150 Lumoneers and offices in the UK, Ireland, Spain and Portugal.

Whether our customers are looking to buy property, get married or retire; grow their business, or expand to new territories, they’re motivated by what they want to achieve, not just the rates, products and processes involved.
Our cutting-edge technology platforms are vitally important. So is our experts’ deep understanding of currency markets.
It’s these things combined with how we understand our customers’ ambitions that help us turn overseas payments into achievements, and dreams into realities.

Overseas payments, illuminated

It’s time to shine a new light on overseas payments. Because currencies, products, and numbers are only part of the picture.

THE HISTORY OF LUMON

2000
2007
2011
2012
2015
2018
2018
2019
2020
2020
2021

Foreign Currency Direct launches

Infinity International launches

Foreign Currency Direct becomes FCA authorised payments institution

Infinity International becomes FCA authorised payments institution

Infinity International becomes FCA authorised investment firm

Pollen Street Capital acquires Foreign Currency Direct and Pure FX

Foreign Currency Direct becomes FCA authorised e-money insitution

Pollen Street Capital acquires Infinity International & Foreign Currency Direct opens offices in Spain and Portugal

Foreign Currency Direct Europe launches in Dublin, Ireland

Pollen Street Capital acquires Earthport FX

Foreign Currency Direct, Infinity International & associated brands become Lumon, trading over £3bn in 2021

Pollen Street Capital

We are backed by Pollen Street Capital, a private capital asset manager with expertise in both private equity and credit. Pollen brings a proven track record of strong returns at low risk with a growing and established blue chip investor base. It currently employs a team of 70+, including investment professionals. The organisation offers domain knowledge in a fast-changing and critical financial and business services sector with Assets under Management of £3bn. 

Careers at Lumon

We’re always on the lookout for passionate Lumoneers. If you would like to join us on our mission of providing effortless overseas payments, and helping our customers achieve their goals, check out our open positions.
Careers

Regulatory Information

Lumon Pay Ltd is an authorised electronic money entity. View the details of all of our regulatory authorisations here

Trusted by over 53,000 clients

4.8/5
Independent Service Rating based on 845 verified reviews.
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Feefo Platinum Trusted Service Award
Read all reviews

Highly recommended

Always got a good exchange rate. We used them to buy our villa. Staff are very friendly and helpful too
- 18, May, 23
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Ian Tysoe - 27, Apr, 23
They were kind, caring and well informed. I would certainly use them again.
Anne Hawker - 27, Apr, 23
Constant updates and support, have recommended them to neighbour on behalf of her parents.
- 26, Apr, 23
Totally efficient and effective. Agent was knowledgeable and answered my questions fully. Transaction was processed professionally.
Geoffrey Watson - 25, Apr, 23

very helpful and efficient

Responded promptly to my payment requests and were very frendly and helpful in all ways. I would recomend them to people wanting to purchase property in France and pay bill to people in that country.
Stephen Spencer - 25, Apr, 23
I transferred my dollars to pounds with a very good savings than with my bank.
- 23, Apr, 23

Good people but weak tech

Very good support from the account manager but a lot of problems setting up the online account, to the point where I was looking for an alternative. Once I got online, everything went smoothly and I was happy with the exchange rate.
Leslie Davison - 23, Apr, 23
Would definitely recommend to anyone. Very helpful
- 22, Apr, 23
Agent approach v good. However the rate quoted and exchanged at was dreadful..shall not be using the service again..I can get rates elsewhere..
Alain Ridley - 21, Apr, 23

Excellent as always

Excellent as always great rate and transfer very quick well done keep it up
- 21, Apr, 23
The service was good and reliable
- 20, Apr, 23

Efficient service from the word go

Everything went smoothly from the time that Jonathan Watson contacted me.I was reassured by the fact that Altimmobilier had used Lumon for a number of years most successfully.I would recommend Lumon for bank tranfers.especially from France.
John Leeson - 20, Apr, 23

Great professional company

Very efficient service. I have been with them for years and would highly recommend them. Always professional and courteous. No question too trivial for them.
Kathryn Watson - 20, Apr, 23
Good speed and minimal fuss
- 20, Apr, 23

efficient service

polite and helpful
Robert Cooper - 20, Apr, 23

Fast and eff3ctive

It was all made easy. One call was all that was required. All staff are friendly and very efficient.
- 20, Apr, 23

Very helpful a james L, was a bit worried but all turned out great, thank u

Excellent straight forward service , great communication , thank you
Karon Pimm - 19, Apr, 23
I had to call 3 t8mes for my receipts..not impressed
Alison Emerson - 19, Apr, 23
Excellent service and advice very clear and concise
- 05, Apr, 23