Quick, effortless and secure currency exchange

  • Bank beating exchange rates *
  • Dedicated account managers
  • Specialists in international property purchases

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Why trust Lumon

Bank beating

£7b in total annual currency exchange

Helping our customers for over 23 years

Over 6,000
5-star reviews

Trusted by over 69,000 clients

How we can help

Buying property

We’ve helped thousands of international house moves go smoothly; let us do the same for you. We play a crucial role in facilitating a property purchase overseas. As specialists in currency exchange we can provide competitive exchange rates, saving you money during your transaction. Our expertise ensures efficient and secure international money transfers, reducing the risk of potential complications. Our guidance and services streamline the process, making your property purchase abroad smoother and more cost-effective, leaving you time to focus on other priorities.

Selling property

At Lumon, we excel in enabling seamless property sales overseas. With our specialised currency exchange solutions, we offer highly competitive rates, ultimately saving you valuable funds throughout your transaction. Leveraging our expertise, we ensure efficient and secure international money transfers while mitigating potential complications. Rely on our support for a smoother, cost-effective property sale abroad.

Paying for goods and services

We play a key role in facilitating payments for goods and services overseas by providing access to competitive exchange rates and low transaction fees. We can help you convert your currency into the local currency of the recipient, ensuring seamless international transactions and efficient cross-border payments.

Paying for living expenses abroad

Once you are settled into your new property, we can help keep your regular maintenance costs in check by facilitating payments for all of your overseas living expenses. In addition to our competitive exchange rates and efficient transfer services, we ensure a smooth and cost-effective process. By leveraging our expertise, you can minimise currency conversion fees, mitigate exchange rate risks, and conveniently manage your finances while living abroad.

See how we can help

Our products

Spot contract

The most common and convenient form of currency exchange. Convert currency immediately at the current exchange rate.

Forward contract

An agreement to buy a certain amount of currency at the current exchange rate for a date in the future, without having to pay for it all up-front.

Limit order

After a rate that’s not available right now? We’ll buy your currency for you automatically once your target exchange rate becomes available.

Stop Loss order

This sets a level you don’t want to trade below. Handy if you’re budgeting and can’t afford for your exchange rate to drop beneath a certain level.

Regular payment plan

We can help keep your Euro bank account topped up by automating your currency transfers. Useful for mortgage payments, pensions and more.

See all our products

Euros delivered when selling £50,000

Lloyds Bank
Co-operative Bank

*This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges.

Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (www.fxcintel.com), a specialist benchmarking tool, for transactions in July 2023.

The Lumon rate is calculated by identifying the average margin across 64 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during July 2023. The margin is calculated using the mid-market rate, obtained from www.exchangerates.org.uk on the day the transaction was performed.