Legal & Regulation

Regulatory Information

UK

Lumon Pay Ltd (“LPL”), trading as Lumon, is a company registered in England with its registered address at Building 1, Chalfont Park, Gerrards Cross, Buckinghamshire SL9 0BG. LPL is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 902022).

Lumon Risk Management Ltd (“LRM”), trading as Lumon, is a company registered in England with registered number 06333730 and registered address at Spaces, Building 1 Chalfont Park, Chalfont St. Peter, Gerrards Cross, England, SL9 0BG. LRM is authorised by the Financial Conduct Authority as an Authorised Payment Institution (FRN: 567835) for the provision of payment services. LRM is also authorised and regulated by the Financial Conduct Authority as an investment firm (FRN: 671108).

European Union (EU) and European Economic Area (EEA)

Lumon FX Europe Limited, trading as Lumon, is regulated by the Central Bank of Ireland. Lumon FX Europe Limited is registered in Ireland. Registered address: 2 Dublin Landings North Wall Quay, Dublin 1 D01 V4A3. Registration No. 631617.

USA

Payment services for Lumon Pay Ltd are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York, NY 10011.

Terms & Conditions and Policies

Your locationThe following agreements applicable to you
UK or outside the EEA (European Economic Area)Personal client terms & conditions

Business client terms & conditions

Complaints Procedure

Privacy Policy

Cookie Policy
EU (European Union) and EEA (European Economic Area)Personal client terms & conditions

Business client terms & conditions

Complaints Procedure

Privacy Policy

Cookie Policy
USAClient terms & conditions

Complaints Procedure

Privacy Policy

Cookie Policy

Safeguarding

As an electronic money institution, we are required to protect or safeguard funds that you hold on account with us. Click here to find out how we do this