Legal & Regulation
Regulatory Information
UK
Lumon Pay Ltd (“LPL”), trading as Lumon, is a company registered in England with its registered address at 40 Holborn Viaduct, London, EC1N 2PB. LPL is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 902022).
Lumon Risk Management Ltd (“LRM”), trading as Lumon, is a company registered in England with registered number 06333730 and registered address at 40 Holborn Viaduct, London, EC1N 2PB. LRM is authorised by the Financial Conduct Authority as an Authorised Payment Institution (FRN: 567835) for the provision of payment services. LRM is also authorised and regulated by the Financial Conduct Authority as an investment firm (FRN: 671108).
European Union (EU) and European Economic Area (EEA)
Lumon FX Europe Limited, trading as Lumon, is regulated by the Central Bank of Ireland. Lumon FX Europe Limited is registered in Ireland. Registered address: 2 Dublin Landings North Wall Quay, Dublin 1 D01 V4A3. Registration No. 631617.
USA
Payment services for Lumon Pay Ltd are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York, NY 10011.
Terms & Conditions and Policies
| Your location | The following agreements applicable to you |
| UK or outside the EEA (European Economic Area) | Personal client terms & conditions Business client terms & conditions Complaints Procedure Privacy Policy Cookie Policy |
| EU (European Union) and EEA (European Economic Area) | Personal client terms & conditions Business client terms & conditions Complaints Procedure Privacy Policy Cookie Policy |
| USA | Client terms & conditions Complaints Procedure Privacy Policy Cookie Policy |
Safeguarding
As an electronic money institution, we are required to protect or safeguard funds that you hold on account with us. Click here to find out how we do this