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Our bank-beating exchange rates

At Lumon, it’s important to us that you get great value for your international transfers. That’s why we offer bank-beating foreign currency exchange rates, no transfer fees and award-winning service to take the hassle out of your transfers.

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When you’re transferring money overseas, even a small difference in exchange rate can have an impact on the amount you receive. The chart below shows an example how much you could save with Lumon compared to major UK high-street banks based on a £50,000 transfer to euros.

Our bank-beating exchange rates

Get more euros for your money when you transfer £50,000 with us.

€59,063
Lloyds
– €28
Halifax
– €28
Bank of Scotland
– €28
Nationwide
– €373
Co-operative Bank
– €1,278

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges. Comparison data for the high-street banks is from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments).

Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments), a specialist benchmarking tool, for transactions in April 2025. The Lumon rate is calculated by taking the GBPEUR spot rate from 1 April 2025 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 64 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during April 2025.

Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence, a specialist benchmarking tool.

The amounts above are based on data from April 2025, so please note that the chart above does not reflect live dealing rates.

If you’d like to get a live exchange rate quote for your transfer, you can call our team at:

UK: +44 (0)203 384 7280
EU: +353 (0) 1 592 1528

or request a quote online.

Popular live currency exchange rates

View our popular currency pairs to see live exchange rates and historical charts

We’re here to help

At Lumon, we understand how important it is to get the most from your international money transfers. That’s why we offer bank-beating exchange rates so more of your money goes where it’s needed. We tailor our service to your specific goals, helping you move your money at the right time and at a rate that works for you, with no hidden transfer fees, ever.

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