Our services
We make international money transfers easy and hassle-free. Whether you’re buying or selling property, sending money to loved ones, or managing other cross-border payments, we’re here to help make your money go further—wherever it needs to be.
Value, peace of mind, and convenience — all in one place
Enjoy exceptional value with our no-fee service and highly competitive exchange rates, ensuring you get the most for your money.
Experience peace of mind with personalised support from a trusted currency specialist you can trust every step of the way.
Effortlessly access live rates and buy currency anytime, 24/7, with an easy-to-use online account.
We're here to help with all your currency needs
As specialists in currency exchange for international property transactions, with over 23 years of experience, our team takes pride in helping you make your buying budget go further by securing a highly competitive exchange rate – a money saving service that can make your dream property a reality.
If you’re selling up, you can say goodbye to the hassles of currency transactions. Combining their knowledge of the overseas selling process and international payments, your dedicated Lumon currency specialist can help you maximise your property profits when selling overseas.
Your exposure to currency risk doesn’t end once your purchase is complete; it also impacts the value of living expenses. We can facilitate seamless regular payments, so you can enjoy your property.
From securing a competitive exchange rate to making fast transactions, our cost-effective and seamless international payments make buying goods and services in another currency a breeze.
Property specialists
Protect your budget from exchange rate movements
Our team of currency specialists will ensure secure and cost-effective international transfers, and are highly experienced in overseas property transactions. We’re here to help you maximise your budget when buying a property abroad.
Get in touchWe’ve helped thousands like you
We take pride in the personal service provided by our team of currency specialists and the effortless transfer process they provide. Our customer stories, shared by people like you, reflect our team’s dedication to helping clients achieve their goals, from purchasing property overseas to managing regular payments.
International payments shouldn’t end up costing more money than you expected. Lumon makes the whole process transparent and cost-effective so you can get the most out of your money.
With Lumon you’ll have a personalised service that saves you money through bank beating rates and fee-free transfers, offers online convenience, and keeps your funds and data secure.
Set up your online account
If you want to manage your international currency transfers online you can set up an online account to make payments simply and securely.
Simple
Our intuitive online portal empowers you to make international transfers in minutes.
Secure
With two-factor authentication (2FA) embedded into our online portal, you can rest assured that your data and money are safe and secure.
Convenient
You can access our portal 24/7 from any device with an internet connection so you can make currency transfers from anywhere, any time.
Multiple currencies
Hold multiple wallets in your account, each dedicated to a different currency. With over 40 currencies available, we make sending and receiving money easy.
Our products
Spot Contract
The most common and convenient form of currency exchange. Convert currency immediately at the current exchange rate.
Forward Contract
An agreement to buy a certain amount of currency at the current exchange rate for a date in the future, without having to pay for it all up-front.
Limit Order
After a rate that’s not available right now? We’ll buy your currency for you automatically once your target exchange rate becomes available.
Stop Loss Order
This sets a level you don’t want to trade below. Handy if you’re budgeting and can’t afford for your exchange rate to drop beneath a certain level.
Regular Payment Plan
We can help keep your Euro bank account topped up by automating your currency transfers. Useful for mortgage payments, pensions and more.
Want to know more?
We’re here to help you find the right products that align with your requirements and get you a bank beating exchange rate.
Get a quoteUnlock great rates
Ready to exchange currency with the bank beating rates and personalised support? Simply fill out the form for a no-obligation quote and let us help you make the most of your money, quickly and conveniently.
Our bank beating exchange rates
Get more euros for your money when you transfer £50,000 with us
This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges.
Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (www.fxcintel.com), a specialist benchmarking tool, for transactions in September 2024. The Lumon rate is calculated by taking the GBPEUR spot rate from 1 September 2024 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 103 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during September 2024.