Skip to content

Our services

We make international money transfers easy and hassle-free. Whether you’re buying or selling property, sending money to loved ones, or managing other cross-border payments, we’re here to help make your money go further—wherever it needs to be.

Get in touch

Value, peace of mind, and convenience — all in one place

Our team is here to support with all your currency requirements, whether you prefer expert assistance or a simple online experience, we’ll help you choose the best solution to make your money go further—wherever it needs to be.
forward backward icon
Competitive exchange rates

Enjoy exceptional value with our no-fee service and highly competitive exchange rates, ensuring you get the most for your money.

love heart icon
Dedicated currency specialist

Experience peace of mind with personalised support from a trusted currency specialist you can trust every step of the way.

internet browser icon
Simple and secure online account

Effortlessly access live rates and buy currency anytime, 24/7, with an easy-to-use online account.

We're here to help with all your currency needs

Our currency specialists are ready to assist you with a wide range of international currency requirements. Whatever your currency needs, our team is here to provide personalised, reliable support every step of the way for hassle-free payments.
Buying a property abroad
Sunny coastal view of Spain with yellow buildings and blue ocean

As specialists in currency exchange for international property transactions, with over 23 years of experience, our team takes pride in helping you make your buying budget go further by securing a highly competitive exchange rate – a money saving service that can make your dream property a reality.

Selling a property abroad
Beautiful costal city in Spain at sunset

If you’re selling up, you can say goodbye to the hassles of currency transactions. Combining their knowledge of the overseas selling process and international payments, your dedicated Lumon currency specialist can help you maximise your property profits when selling overseas.

Paying for living expenses abroad
Sunny costal Portugal with clear blue water, mountains and orange and white buildings

Your exposure to currency risk doesn’t end once your purchase is complete; it also impacts the value of living expenses. We can facilitate seamless regular payments, so you can enjoy your property.

Paying for goods and services
Portugal alleyway with bright buildings and an orange trolley rolling down rail tracks

From securing a competitive exchange rate to making fast transactions, our cost-effective and seamless international payments make buying goods and services in another currency a breeze.

Property specialists

Protect your budget from exchange rate movements

Our team of currency specialists will ensure secure and cost-effective international transfers, and are highly experienced in overseas property transactions. We’re here to help you maximise your budget when buying a property abroad.

Get in touch
Laughing older couple embracing while sitting on a sunny beach

We’ve helped thousands like you

We take pride in the personal service provided by our team of currency specialists and the effortless transfer process they provide. Our customer stories, shared by people like you, reflect our team’s dedication to helping clients achieve their goals, from purchasing property overseas to managing regular payments.

Our customer stories
Get competitive exchange rates

International payments shouldn’t end up costing more money than you expected. Lumon makes the whole process transparent and cost-effective so you can get the most out of your money.

Trusted by over 69,000 customers

With Lumon you’ll have a personalised service that saves you money through bank beating rates and fee-free transfers, offers online convenience, and keeps your funds and data secure.

Set up your online account

If you want to manage your international currency transfers online you can set up an online account to make payments simply and securely.

Simple

Our intuitive online portal empowers you to make international transfers in minutes.

Secure

With two-factor authentication (2FA) embedded into our online portal, you can rest assured that your data and money are safe and secure.

Convenient

You can access our portal 24/7 from any device with an internet connection so you can make currency transfers from anywhere, any time.

Multiple currencies

Hold multiple wallets in your account, each dedicated to a different currency. With over 40 currencies available, we make sending and receiving money easy.

Our products

Spot Contract

The most common and convenient form of currency exchange. Convert currency immediately at the current exchange rate.

Forward Contract

An agreement to buy a certain amount of currency at the current exchange rate for a date in the future, without having to pay for it all up-front.

Limit Order

After a rate that’s not available right now? We’ll buy your currency for you automatically once your target exchange rate becomes available.

Stop Loss Order

This sets a level you don’t want to trade below. Handy if you’re budgeting and can’t afford for your exchange rate to drop beneath a certain level.

Regular Payment Plan

We can help keep your Euro bank account topped up by automating your currency transfers. Useful for mortgage payments, pensions and more.

Want to know more?

We’re here to help you find the right products that align with your requirements and get you a bank beating exchange rate.

Get a quote

Unlock great rates

Ready to exchange currency with the bank beating rates and personalised support? Simply fill out the form for a no-obligation quote and let us help you make the most of your money, quickly and conveniently.

Get a quote

Our bank beating exchange rates

Get more euros for your money when you transfer £50,000 with us

€58,783
Nationwide
€58,305
Bank of Scotland
€58,205
Halifax
€58,205
Lloyds Bank
€58,205
Co-operative Bank
€57,425

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges.
Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (www.fxcintel.com), a specialist benchmarking tool, for transactions in September 2024. The Lumon rate is calculated by taking the GBPEUR spot rate from 1 September 2024 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 103 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during September 2024.