Cookie Policy


This Cookie Policy applies to Lumon Pay Limited, Lumon FX Europe Limited, Lumon Risk Management Limited and Lumon Exchange Limited.

When this policy mentions “Lumon,” it refers to all the above-mentioned companies.


Cookies are a small text files that are stored in your web browser that allows Lumon or a third party to recognise you. Cookies can be used to collect, store and share bits of information about your activities across websites, including on Lumon’s website.

Cookies might be used for the following purposes:

  • To enable certain functions
  • To provide analytics
  • To store your preferences
  • To enable ad delivery and behavioural advertising

Lumon uses both session cookies and persistent cookies.

A session cookie is used to identify a particular visit to our Website. These cookies expire after a short time, or when you close your web browser after using our Website. We use these cookies to identify you during a single browsing session, such as when you log into our Website.

A persistent cookie will remain on your devices for a set period of time specified in the cookie. We use these cookies where we need to identify you over a longer period of time. For example, we would use a persistent cookie if you asked that we keep you signed in.


Necessary cookies – These are cookies that are essential to making the Website work correctly. They enable visitors to move around our website and use our features. Examples include remembering previous actions (e.g. entered text) when navigating back to a page in the same session.  These cookies do not identify you as an individual.  If you do not accept these cookies, it may affect the performance of our website.

Performance / Analytical cookies – These are cookies that help us understand how visitors interact with our web properties by providing information about the areas visited, the time spent on the Website and any issues encountered, such as error messages. They help us improve the performance of our Website, alert of any concerns and more.  These cookies don’t identify you as an individual. All data is collected and aggregated anonymously.

Functionality cookies – These are cookies that allow our web properties to remember the choices you make (such as your user name, language or the region you are in) to provide a more personalised online experience.  The information these cookies collect may include personally identifiable information that you have disclosed, such as a username, for example. We shall always be transparent with you about what information we collect, what we do with it and with whom we share it.  If you do not accept these cookies, it may affect Website performance and functionality and may restrict access to web content.

Targeting / Advertising cookies – These are cookies that record your visit to the Website, the pages you have visited and the links you have followed. We will use this information to make our Website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose. They are also used to track the effectiveness of advertising campaigns.  The information these cookies collect will include your IP address and your online browsing preferences.


Third party companies, like analytics companies and ad networks, generally use cookies to collect user information on an anonymous basis. They may use that information to build a profile of your activities on the Lumon Website and other websites that you’ve visited.

Some targeting / advertising cookies may be place on behalf of 3rd party companies. These include:

test_cookiewww.doubleclick.netThis cookie is used to check if the browser supports cookies.
conversionwww.googleadservices.comThis cookie is used for tracking conversions.
Facebook Pixelwww.facebook.comThis cookie is used to measure, optimize and build audiences for advertising campaigns served on Facebook.


If you don’t like the idea of cookies or certain types of cookies, you can change your browser’s settings to delete cookies that have already been set and to not accept new cookies. To learn more about how to do this, visit the help pages of your browser.

Please note, however, that if you delete cookies or do not accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.


To learn more about cookies, please read “What Are Cookies”.