Institutional solutions
At Lumon, we understand that currency volatility can significantly impact your business’s returns and liquidity. With over 20 years of experience, we provide institutional clients with a range of flexible hedging solutions and a tailored currency management service to navigate these challenges. Our expertise lies in delivering a bespoke service that reduces FX risk, enhances revolving credit facilities, and maintains full transparency to protect your assets, optimize ROI, and support steady business performance—no matter the market conditions.
Tailored support for institutional clients
Flexible product solutions
Our product offerings include Spot, Market Orders, Forwards, Swaps, Structured Products, and NDFs.
Flexible & collateral free credit
Access hedging solutions without cash collateral, helping you manage currency exposures while preserving cash flow.
Dynamic payment solutions
Effortlessly send and receive payments in 40+ currencies with reliable, cost-effective solutions.
Dedicated support from a currency specialist
“‘Our approach begins by aligning with your investment lifecycle, carefully considering your unique profile, lifecycle stage, and objectives before making any recommendations. With expertise in managing net asset value (NAV), transaction, and operational currency risks, we deliver fast, flexible, and competitive execution capabilities. Our clients trust us not only for our risk management services but also for our efficient, cost-effective execution—supported by transparent, expert rationale that’s easy to communicate to stakeholders.”
Thomas Sheppard
Senior Sales Executive & Institutional Client Specialist
Bespoke currency risk management strategies
With over 20 years of experience in working with institutional clients, we offer foreign exchange hedging strategies tailored to meet your unique requirements. Following credit assessments, we generally enable you to secure contracts without upfront capital, supporting effective currency exposure management. Additionally, we offer flexibility in adjusting hedge maturity dates where possible, helping to avoid negative cash flow impacts.
Our FX strategy insights
Private equity firms executing cross-border deals must manage currency exposure throughout the investment cycle. From acquisitions to divestitures, our FX solutions ensure capital is protected from currency shifts, improving deal value and optimising returns at every stage of the investment process.
Insurers operating across borders face FX risk from premiums, claims, and investments in foreign markets. Our tailored strategies ensure that currency shifts don’t impact your balance sheet, protecting profitability and allowing for seamless operations across diverse jurisdictions.
Banks handle vast international transactions and lending, making them highly sensitive to currency fluctuations. Our customised FX strategies safeguard liquidity and help optimise cross-border flows, ensuring compliance with regulatory demands while protecting margins from unexpected market volatility.
Pension funds, with their long-term investment horizons, must protect retirement savings from FX risk that can erode returns. Our bespoke solutions help you secure consistent performance by hedging against currency fluctuations, ensuring beneficiaries’ future payments remain stable and reliable.
MNCs are constantly exposed to currency risk in global operations, impacting everything from procurement to revenue. We provide FX solutions to hedge income streams, optimise global payments, and improve cash flow forecasting, allowing you to navigate currency volatility with confidence.
For asset managers, currency risk can erode portfolio returns. Our targeted FX hedging solutions help you proactively manage exposure across multiple asset classes and regions, allowing you to reduce costs and maintain consistent performance for your investors in an unpredictable global landscape.
Bespoke market insights
We provide bespoke market analysis and research to empower your business with real-time insights and strategic intelligence. By sourcing forecasting and probability data from over 50 global banks, we deliver an impartial view of market trends and movements. Our tailored weekly intelligence reports keep you well-informed, enabling confident decision-making and the agility to navigate market shifts with confidence. With our expert analysis, you can stay ahead of the curve and make informed choices that align with your business goals.
Quarterly currency volatility reports
Ensuring safety of your funds
We’re committed to protecting your business’s money. Our comprehensive service is reinforced by a focus on security.
Client funds are safeguarded in segregated accounts and subject to internal and external audits to ensure regulatory compliance
Authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 902022)
Lumon only sources liquidity from major banking providers including Barclays, RBS and Lloyds Bank
We have robust financial crime controls in place to minimise the risk of fraudulent activity and protect your funds
What our customers are saying
We’re here to help
We have over 20 years of experience helping institutional clients navigate the complexities of currency management with a suite of flexible hedging products and tailored services. Whether you aim to protect your profits, enhance liquidity, or optimise payment processes, your dedicated currency specialist will craft a bespoke FX strategy aligned with your unique business goals.