Institutions

Institutional solutions

At Lumon, we understand that currency volatility can significantly impact your business’s returns and liquidity. With over 20 years of experience, we provide institutional clients with a range of flexible hedging solutions and a tailored currency management service to navigate these challenges. Our expertise lies in delivering a bespoke service that reduces FX risk, enhances revolving credit facilities, and maintains full transparency to protect your assets, optimize ROI, and support steady business performance—no matter the market conditions.

Get a free FX risk assessment

Tailored support for institutional clients

Your dedicated currency specialist will partner with you to understand your goals and risk tolerance, tailoring a strategy and product mix to suit your unique needs. They’ll also provide ongoing performance monitoring and expert guidance, helping you choose the best products and providing valuable market insights to support informed decision-making.

Flexible product solutions

Our product offerings include Spot, Market Orders, Forwards, Swaps, Structured Products, and NDFs.

Flexible & collateral free credit

Access hedging solutions without cash collateral, helping you manage currency exposures while preserving cash flow.

Dynamic payment solutions

Effortlessly send and receive payments in 40+ currencies with reliable, cost-effective solutions.

Dedicated support from a currency specialist

“‘Our approach begins by aligning with your investment lifecycle, carefully considering your unique profile, lifecycle stage, and objectives before making any recommendations. With expertise in managing net asset value (NAV), transaction, and operational currency risks, we deliver fast, flexible, and competitive execution capabilities. Our clients trust us not only for our risk management services but also for our efficient, cost-effective execution—supported by transparent, expert rationale that’s easy to communicate to stakeholders.”

Thomas Sheppard
Senior Sales Executive & Institutional Client Specialist

Bespoke currency risk management strategies

With over 20 years of experience in working with institutional clients, we offer foreign exchange hedging strategies tailored to meet your unique requirements. Following credit assessments, we generally enable you to secure contracts without upfront capital, supporting effective currency exposure management. Additionally, we offer flexibility in adjusting hedge maturity dates where possible, helping to avoid negative cash flow impacts.

Our FX strategy insights

How to build an FX budget rate

24 October 2024

(benjamin franklin note with finance graph over the top)

What do businesses focus on when managing currency risk?

29 January 2024

Insurance industry and forex: strategies for global operations

29 January 2024

Private equity

Private equity firms executing cross-border deals must manage currency exposure throughout the investment cycle. From acquisitions to divestitures, our FX solutions ensure capital is protected from currency shifts, improving deal value and optimising returns at every stage of the investment process.

Insurance companies

Insurers operating across borders face FX risk from premiums, claims, and investments in foreign markets. Our tailored strategies ensure that currency shifts don’t impact your balance sheet, protecting profitability and allowing for seamless operations across diverse jurisdictions.

Banks & financial institutions

Banks handle vast international transactions and lending, making them highly sensitive to currency fluctuations. Our customised FX strategies safeguard liquidity and help optimise cross-border flows, ensuring compliance with regulatory demands while protecting margins from unexpected market volatility.

Pension funds

Pension funds, with their long-term investment horizons, must protect retirement savings from FX risk that can erode returns. Our bespoke solutions help you secure consistent performance by hedging against currency fluctuations, ensuring beneficiaries’ future payments remain stable and reliable.

Multinational corporations

MNCs are constantly exposed to currency risk in global operations, impacting everything from procurement to revenue. We provide FX solutions to hedge income streams, optimise global payments, and improve cash flow forecasting, allowing you to navigate currency volatility with confidence.

Asset management firms

For asset managers, currency risk can erode portfolio returns. Our targeted FX hedging solutions help you proactively manage exposure across multiple asset classes and regions, allowing you to reduce costs and maintain consistent performance for your investors in an unpredictable global landscape.

Bespoke market insights

We provide bespoke market analysis and research to empower your business with real-time insights and strategic intelligence. By sourcing forecasting and probability data from over 50 global banks, we deliver an impartial view of market trends and movements. Our tailored weekly intelligence reports keep you well-informed, enabling confident decision-making and the agility to navigate market shifts with confidence. With our expert analysis, you can stay ahead of the curve and make informed choices that align with your business goals.

Our market insights

Quarterly currency volatility reports

View all

Navigating currency volatility in Q1 2025

20 January 2025

Navigating currency volatility in Q4 2024

16 October 2024

Navigating currency volatility in Q3 2024

22 July 2024

Ensuring safety of your funds

We’re committed to protecting your business’s money. Our comprehensive service is reinforced by a focus on security.

Client funds are safeguarded in segregated accounts and subject to internal and external audits to ensure regulatory compliance

Authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 902022)

Lumon only sources liquidity from major banking providers including Barclays, RBS and Lloyds Bank

We have robust financial crime controls in place to minimise the risk of fraudulent activity and protect your funds

Safeguarding and regulatory information

What our customers are saying

"We’ve partnered with Lumon for over 10 years, and their service has been outstanding. They've significantly improved our exchange rates compared to our previous supplier and have helped us manage risk when settling overseas invoices. I highly recommend Lumon for their transparent and honest service.”

Lewis Rawles

Managing Director, Beneath Heat

"Their customer service is unparalleled and they offer an extremely efficient settlement and payment process, which is crucial for us to maintain supplier and customer relationships."

Justin Widdowson

Managing Director, Total Waste Management

"Anthony has streamlined our ongoing FX requirements and mitigated risks for our productions. With most of our projects funded from overseas, Lumon has ensured we always have the necessary funds available. I highly recommend both Anthony and Lumon, who you can trust will have your best interests at heart.”

Mac Jordan

Finance Director, Lighthouse Studios

"I have been working with Lumon for 5 years now and have always found the service to be excellent. Matthew gives us great insight into the markets and helps identify the best time to buy and sell our currency. I would definitely recommend Lumon for your FX needs.”

Lauren Gornall

Finance Manager, Salt Search

Get a free FX risk assessment

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