Compare Exchange Rates

Lumon offer competitive exchange rates when compared to the high street banks.

First things first. Let’s talk money. When it comes to sending funds abroad, every penny matters. By using our service, our clients can make savings compared to the high street banks. We’ve compared our rates when exchanging £50,000 into Euros*.

Euros delivered when selling £50,000

Lloyds Bank
Co-operative Bank

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges.

Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (, a specialist benchmarking tool, for transactions in November 2023.

The Lumon rate is calculated by identifying the average margin across 73 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during November 2023. The margin is calculated using the mid-market rate, obtained from on the day the transaction was performed.