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Quick, effortless and secure currency exchange

  • Bank beating exchange rates *
  • Dedicated account managers
  • Specialists in international property purchases

*Check out the latest bank comparison.

“I have personally been using the services of Lumon Foreign exchange since 2019 and have found their services beyond compare. I have consistently received the very best in customer service and enjoyed favorable rates with no fees payable. Many of our clients now use Lumon based on our recommendations. If you are looking for a safe way of exchanging foreign currency for either a property purchase or on going monthly payments, look no further than Lumon.”

— Mike Broad, Owner, Andersen Fox

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Why trust Lumon

Bank beating
rates*

£8.8b in total annual
currency exchange

Helping our customers
for over 23 years

Over 6,000
5-star reviews

How we can help

Buying property

We’ve helped thousands of international house moves go smoothly; let us do the same for you. We play a crucial role in facilitating a property purchase overseas. As specialists in currency exchange we can provide competitive exchange rates, saving you money during your transaction. Our expertise ensures efficient and secure international money transfers, reducing the risk of potential complications. Our guidance and services streamline the process, making your property purchase abroad smoother and more cost-effective, leaving you time to focus on other priorities.

Selling property

At Lumon, we excel in enabling seamless property sales overseas. With our specialised currency exchange solutions, we offer highly competitive rates, ultimately saving you valuable funds throughout your transaction. Leveraging our expertise, we ensure efficient and secure international money transfers while mitigating potential complications. Rely on our support for a smoother, cost-effective property sale abroad.

Paying for goods and services

We play a key role in facilitating payments for goods and services overseas by providing access to competitive exchange rates and low transaction fees. We can help you convert your currency into the local currency of the recipient, ensuring seamless international transactions and efficient cross-border payments.

Paying for living expenses abroad

Once you are settled into your new property, we can help keep your regular maintenance costs in check by facilitating payments for all of your overseas living expenses. In addition to our competitive exchange rates and efficient transfer services, we ensure a smooth and cost-effective process. By leveraging our expertise, you can minimise currency conversion fees, mitigate exchange rate risks, and conveniently manage your finances while living abroad.

Euros delivered when transferring £50,000

€57,631
Nationwide
€57,185
HSBC UK
€57,125
Halifax
€57,095
Lloyds Bank
€57,095
Co-operative Bank
€56,325

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges.

Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (www.fxcintel.com), a specialist benchmarking tool, for transactions in March 2024.

The Lumon rate is calculated by taking the GBPEUR spot rate from 1 March 2024 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 57 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during March 2024.