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variety of currency notes

Bank-beating exchange rates

At Lumon we offer bank beating foreign currency exchange rates, and fee-free payments so you can make cost-effective international payments.

Please refer to the table below for insights on how our rates compare or fill the form on the right for us to learn more about your requirements.

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Lumon Award

Better rates than the high-street banks*

Get more euros for your money when you transfer £50,000 with Lumon.

Lumon logo red and white
€56,534
Barclays
– €169
Santander
– €344
Nationwide
– €414
Lloyds Bank
– €494
Halifax
– €494
Bank of Scotland
– €494
PayPal
– €1,189
Co-Operative Bank
– €1,304

*This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges. Comparison data for the high-street banks is from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments). Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (FXC Intelligence | Payments Market Data for Global Payments), a specialist benchmarking tool, for transactions in March 2026. The Lumon rate is calculated by taking the GBPEUR spot rate from 2 March 2026 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 69 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during March 2026. Please note the amounts above are based on data from March 2026, so do not reflect live dealing rates.

 


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