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Quick, effortless and secure international money transfers

  • Bank beating exchange rates*
  • No fees
  • Cared for over 69,000 customers since 2000
  • Support from a dedicated currency specialist

*Check out the latest bank comparison.

“Here at Abels we consistently receive fantastic feedback from clients who have been introduced to Lumon. Their expertise as an international property currency specialist has proven incredibly valuable to our clients. We are very happy to recommend them to our clients making an international move and really encourage all our clients to open an account and speak to the specialist trading teams at Lumon.”

— Kavan McCullagh, Director of Sales, Abels

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Why trust Lumon

Bank beating

£8.8b in total annual
currency exchange

Helping our customers
for over 23 years

Over 6,000
5-star reviews


How we can help

Buying property

We’ve helped thousands of international house moves go smoothly; let us do the same for you. We play a crucial role in facilitating a property purchase overseas. As specialists in currency exchange we can provide competitive exchange rates, saving you money during your transaction. Our expertise ensures efficient and secure international money transfers, reducing the risk of potential complications. Our guidance and services streamline the process, making your property purchase abroad smoother and more cost-effective, leaving you time to focus on other priorities.

Selling property

At Lumon, we excel in enabling seamless property sales overseas. With our specialised currency exchange solutions, we offer highly competitive rates, ultimately saving you valuable funds throughout your transaction. Leveraging our expertise, we ensure efficient and secure international money transfers while mitigating potential complications. Rely on our support for a smoother, cost-effective property sale abroad.

Paying for goods and services

We play a key role in facilitating payments for goods and services overseas by providing access to competitive exchange rates and low transaction fees. We can help you convert your currency into the local currency of the recipient, ensuring seamless international transactions and efficient cross-border payments.

Paying for living expenses abroad

Once you are settled into your new property, we can help keep your regular maintenance costs in check by facilitating payments for all of your overseas living expenses. In addition to our competitive exchange rates and efficient transfer services, we ensure a smooth and cost-effective process. By leveraging our expertise, you can minimise currency conversion fees, mitigate exchange rate risks, and conveniently manage your finances while living abroad.

Euros delivered when transferring £50,000

Lloyds Bank
Co-operative Bank

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges.

Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (, a specialist benchmarking tool, for transactions in March 2024.

The Lumon rate is calculated by taking the GBPEUR spot rate from 1 March 2024 from the Bank of England ( and then applying the median FX cost percentage across 57 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during March 2024.